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Disability Insurance in Fresno and Costa Mesa, CA

Your Biggest Asset is You

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Avakian Insurance Services, Inc. provides disability insurance to individuals in Fresno, Madera, Mendota, Hanford, Visalia, Costa Mesa, and surrounding areas.

Disability Insurance

When it comes to protecting your assets, one of the most important things you can insure is not a material object like your car or home – it is your ability to work and earn a living. At Avakian Insurance Services, Inc., we know that like most people, you depend on your income to pay bills, put food on the table, and provide for your family. But if you get sick or injured and cannot work, you will need to be protected in order to maintain your standard of living.

With disability income Insurance from Avakian Insurance Services, Inc., you can continue to pay your bills and keep you and your family from going into serious debt. If you cannot work as a result of injury or other illness, a disability insurance policy will pay a portion of your income, usually between 50 and 70 percent.

Policies can vary greatly depending on the individual, and the duration and amount for which you are reimbursed are determined by the nature of the disabling accident. Like life insurance, disability is purchased for a period of time, such as a two or five-year term, and benefits will only be paid if you become disabled during the term of the policy.

Choosing the right disability coverage is important. In the event you become disabled, you will want to ensure that you and your family have enough coverage. A representative at Avakian Insurance Services, Inc. will look at the individual factors in your life and work situation and help design the best policy that meets your personal insurance needs.

Our Locations

Avakian Insurance Services, Inc.

1274 W Hedges Ave
Fresno, CA 93728
Main office: 559-697-4431
Toll free: 877-887-8844
Fax: 559-268-4946

Costa Mesa Office

129 Cabrillo, #103
Costa Mesa, CA 92627
Main office: 714-559-3837
Fax: 559-268-4946

Our Providers


Wonderful customer service! Always get a prompt response. Thank you!

Suzanne Smith
Insurance is never ever fun. But working with Bill at Avakian Insurance, it was. He was very patient and walked us through all the crazy scenarios we would put forward to understand our coverage. We started with homeowners insurance and now they handle all our insurance including auto, home, life, etc. Working with Bill really took the confusion out of insurance coverage. I will continue to refer my family and friends to them.

Anna Borgeas
I was with a large insurance company for many years and never once met my agent. After getting some run around on the phone, I decided it was time to find someone who would meet me and shake my hand. I found that person in Bill Avakian. He is easily accessible, professional, and responsive to my needs. I made the change and never looked back!

Greg Miskulin
Avakian Insurance has provided me and my family with amazing customer service. They are always available to help answer any questions I have. They also helped us find the best rates possible for our home and auto insurance. I'm always happy to refer family and friends to Avakian Insurance because I've had such a positive experience! If you're looking for an incredible and reliable insurance company, they're the people to turn to!

Katie Rodgers
Tom, Bill and their staff are excellent to work with. As a family-run independent insurance agency, they are accountable only to you. They will find the right policy that will meet your coverage needs, often times saving you big money. When you have a claim, it will be taken care of.

I enjoy working with Avakian insurance, they are professional, easy to work with and experts at what they do.

Roman Cota
Always friendly and helpful. I have been with this insurance agency for 32 years.

Kelly White
Bill and his team take care of all my personal and business insurance needs! They’re always there to help and answer questions.

Brian Domingos, Real Estate Broker