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Professional Liability in Fresno and Costa Mesa, CA

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Avakian Insurance Services, Inc., we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Avakian Insurance Services, Inc. recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Avakian Insurance Services, Inc. today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

Avakian Insurance Services, Inc.

1274 W Hedges Ave
Fresno, CA 93728
Main office: 559-697-4431
Toll free: 877-887-8844
Fax: 559-268-4946

Costa Mesa Office

129 Cabrillo, #103
Costa Mesa, CA 92627
Main office: 714-559-3837
Fax: 559-268-4946

Our Providers

Testimonials

Wonderful customer service! Always get a prompt response. Thank you!

Suzanne Smith
Insurance is never ever fun. But working with Bill at Avakian Insurance, it was. He was very patient and walked us through all the crazy scenarios we would put forward to understand our coverage. We started with homeowners insurance and now they handle all our insurance including auto, home, life, etc. Working with Bill really took the confusion out of insurance coverage. I will continue to refer my family and friends to them.

Anna Borgeas
I was with a large insurance company for many years and never once met my agent. After getting some run around on the phone, I decided it was time to find someone who would meet me and shake my hand. I found that person in Bill Avakian. He is easily accessible, professional, and responsive to my needs. I made the change and never looked back!

Greg Miskulin
Avakian Insurance has provided me and my family with amazing customer service. They are always available to help answer any questions I have. They also helped us find the best rates possible for our home and auto insurance. I'm always happy to refer family and friends to Avakian Insurance because I've had such a positive experience! If you're looking for an incredible and reliable insurance company, they're the people to turn to!

Katie Rodgers
Tom, Bill and their staff are excellent to work with. As a family-run independent insurance agency, they are accountable only to you. They will find the right policy that will meet your coverage needs, often times saving you big money. When you have a claim, it will be taken care of.

WARREN LOWE
I enjoy working with Avakian insurance, they are professional, easy to work with and experts at what they do.

Roman Cota
Always friendly and helpful. I have been with this insurance agency for 32 years.

Kelly White
Bill and his team take care of all my personal and business insurance needs! They’re always there to help and answer questions.

Brian Domingos, Real Estate Broker