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HSAs in Fresno and Costa Mesa, CA

It’s All About Options

   Get a Quote or Apply for a Plan   

Whether you’re looking for individual coverage or trying to decide which type of plan to choose for your employees, Avakian Insurance Services, Inc. can help you find a Health Insurance solution that meets the needs of everyone.

Health Savings Accounts (HSAs) are a newer alternative to Health Insurance and are meant for those who are insured under high-deductible Health Insurance plans. These plans allow individuals to set aside money into a savings account that they can use over time for medical expenses that are not covered under their high-deductible plan. With a standard HSA, you can do the following.

  1. Put money into your HSA (tax free)
  2. Watch your money grow (tax free)
  3. Take out money if needed for qualified medical expenses, including dental and vision (also tax free)

Advantages of HSAs

With a Health Savings Account, you get to control the amount of money that you wish to set aside for medical expenses. All deposits, growth, and withdrawals are all tax-free for your convenience, and most important, your money rolls over each year. Unlike flexible spending accounts, you don’t lose money when your policy renews. Whatever you put into your HSA keeps growing, tax-free.

Although there are limits to the amount of money in which you can deposit to your Health Savings Account each year, as well as qualifications, it’s a great way to help you have a lower premium, supply you with medical coverage if necessary, and help you save for your future medical needs.

Contact an insurance specialist at Avakian Insurance Services, Inc. today to learn more about how an HSA can benefit you.

Our Locations

Avakian Insurance Services, Inc.

1274 W Hedges Ave
Fresno, CA 93728
Main office: 559-697-4431
Toll free: 877-887-8844
Fax: 559-268-4946

Costa Mesa Office

129 Cabrillo, #103
Costa Mesa, CA 92627
Main office: 714-559-3837
Fax: 559-268-4946

Our Providers

Testimonials

Wonderful customer service! Always get a prompt response. Thank you!

Suzanne Smith
Insurance is never ever fun. But working with Bill at Avakian Insurance, it was. He was very patient and walked us through all the crazy scenarios we would put forward to understand our coverage. We started with homeowners insurance and now they handle all our insurance including auto, home, life, etc. Working with Bill really took the confusion out of insurance coverage. I will continue to refer my family and friends to them.

Anna Borgeas
I was with a large insurance company for many years and never once met my agent. After getting some run around on the phone, I decided it was time to find someone who would meet me and shake my hand. I found that person in Bill Avakian. He is easily accessible, professional, and responsive to my needs. I made the change and never looked back!

Greg Miskulin
Avakian Insurance has provided me and my family with amazing customer service. They are always available to help answer any questions I have. They also helped us find the best rates possible for our home and auto insurance. I'm always happy to refer family and friends to Avakian Insurance because I've had such a positive experience! If you're looking for an incredible and reliable insurance company, they're the people to turn to!

Katie Rodgers
Tom, Bill and their staff are excellent to work with. As a family-run independent insurance agency, they are accountable only to you. They will find the right policy that will meet your coverage needs, often times saving you big money. When you have a claim, it will be taken care of.

WARREN LOWE
I enjoy working with Avakian insurance, they are professional, easy to work with and experts at what they do.

Roman Cota
Always friendly and helpful. I have been with this insurance agency for 32 years.

Kelly White
Bill and his team take care of all my personal and business insurance needs! They’re always there to help and answer questions.

Brian Domingos, Real Estate Broker